ARE YOU INVESTING YOUR MONEY IN RENT RECEIPTS?



JUHI JAIN
New Jersey Real Estate Licensee


Business: (732) 294-1113, Cell: (732) 208-1040, Fax: (732) 617-7339, E-mail: HOMES@AGSYSS.COM

It’s a dream we all have - to own our own home and stop paying rent. But if you’re like most renters, you feel trapped within the walls of a house or apartment that doesn’t feel like yours. How could it when you’re not even permitted to bang in a nail or two without a hassle. You feel like you’re stuck in the renter’s rut with no way of rising up out of it and owning your own home.


CONSIDER LOOKING INTO THE ADVANTAGES OF HOME OWNERSHIP.


- Great Selection
- Low Home Prices
- Low Financing Rates


NOW IS THE BEST TIME TO START BUILDING FOR YOUR FUTURE

Here are few services I can provide:


1. - Help you become a pre-qualified buyer to ensure the best financing. -

2. - Assist you in selection price range of homes that meet your requirement.

3. - Assist you in selection of neighborhood with in your price range.

4. - Assist you and guide you with proper paper work and smooth transactions

5. - Offer you the accessibility to preview as many homes as you wish with the features and benefits you desire.


Please call me at (732) 208-1040

LET ME SHOW YOU HOW EASY BECOMING A HOMEOWNER CAN BE.

There are many important issues you should be aware of that affect you as a renter. Why on earth would you continue to lose thousands by throwing it away on rent when with your agent you could take a few minutes to discuss your specific needs so that you can stop renting and start owning.

This conversation costs you nothing. And, of course, you shouldn’t have to feel obligated to buy a home at the time you review this. But by taking the time to explore your options, and learn about the ways you can afford to buy a home, think how prepared and relaxed you’ll be when you are ready to make this important step.

1. You can, and should, get pre-approved for a home loan before you go looking for a home
Pre-approval is easy, and can give you complete peace-of-mind when shop-ping for your home. Mortgage experts can obtain written pre-approval for you at no cost and no obligation, and it can all be done quite easily over-the-phone. More than just a verbal approval from your lending institution, a written pre-approval is as good as money in the bank. It entails a completed credit application, and a certificate which guarantees you a mortgage to the specified level when you find the home you’re looking for. Consider dealing only with a professional who specializes in mortgages.

2. You can buy a home with much less down than you think
There are some local or federal government programs (such as 1st time buyer programs) to help people get into the housing market.

3.You can buy a home even if you have problems with your credit rating
If you can come up with more than the minimum down-payment, or can secure the loan with other equity, many lend-ing institutions will consider you for a mortgage. Alternatively, a seller take-back mortgage could also help you in this situation.

4. You may be able to get your lender to help you with your down payment and closing costs
Even if you do not have enough cash for a down-payment, if you are debt-free, and own an asset free and clear (such as a car for example), your lending institution may be able to lend you the down-payment for your home by securing it against this asset.